Summary
BTW Totaal.nl B.V., Brave In Finance, and Finanzas Laura each provide tax and bookkeeping services in the Netherlands, but with very different profiles and conditions. BTW Totaal.nl B.V. communicated that it could not take new cases until September 2025. Brave In Finance operates as a sole proprietorship offering bookkeeping and tax return support, while Finanzas Laura focuses on Spanish speakers and government allowances. DigiD, BSN, and the M-Form appear throughout as essential tools and documents for tax processes.
Context and Scope
This account brings together every factual element documented about these three entities. It includes company names, representatives, addresses, services, registration data, deadlines, quotes, and fees. The information shows both practical opportunities and challenges when selecting a tax advisor in the Netherlands.
Exhaustive Narrative of Facts
BTW Totaal.nl B.V.
BTW Totaal.nl B.V., also known as BTW Totaal, is a Dutch tax advisory office. Its representative was named Tamara.
The company is connected with DigiD and the M-Form, and “Jaaropgave 2024” was explicitly referenced. Dependents living abroad were mentioned as part of its tax considerations. The original tax filing deadline was May 1, though extensions were possible. A statement was recorded: “The deadline was originally May 1st, but I understand extensions may be possible. I don’t have DigiD.” Tamara also explained: “Unfortunately we don’t have time for this anymore, the first opportunity is not until the end of September.” This unavailability now extends until September 2025.
Costs and fees were mentioned in general but without details in the early correspondence. Alternatives such as free assistance through municipalities or libraries, and consulting another local advisor, were presented.
Further evidence shows BTW Totaal was established in 2013 and is registered under KVK 57158142. Its office is at Oberonweg 260, 3208 PG Spijkenisse. It operates in the category of administration offices, offering bookkeeping and tax services including extensions, objections, and contact with the tax authority. It promotes packages starting from €120 per month, alongside hourly and fixed-fee services.
Brave In Finance
Brave In Finance was another option for handling Dutch tax returns, specifically the 2024 M-Form.
It requested a copy of ID, BSN, residential address, date of municipal registration, and the 2024 annual income statement. The process then required authorization through an email and DigiD login. Earlier accounts described a fee of €75 per declaration and availability from Monday to Thursday, 09:00–17:30.
Official records show Brave in Finance as an eenmanszaak (sole proprietorship) registered under KVK 78011434 on 21 May 2020, with SBI code 69203 for bookkeeping. Its branch number is 45670641. Multiple addresses are linked to the firm: Den Haag, Madeliefstraat 21 in Rotterdam, and Egmondland 94 in Den Hoorn. Contact details include info@braveinfinance.nl and 06 1261 4138.
Reviews and directories add more context. Trustoo lists Brave In Finance with an 8.4 rating from four reviews. Services promoted include bookkeeping, annual accounts, payroll, and tax filings. A “free introductory consultation” is advertised. A Facebook page and WordPress site also carry its contact details and emphasize income tax return support.
Finanzas Laura
Finanzas Laura is a tax and bookkeeping office oriented toward Spanish speakers in the Netherlands. It offers annual tax returns, M-Form submissions, VAT declarations, and ZZP registrations. It also assists with Dutch subsidies such as health insurance refunds, rent allowance, unemployment benefits, and child benefits.
The company is registered under KVK 88814912, with VAT number NL003377515B07, and operates from Driebergenstraat in The Hague. It lists a tax adviser registration number, beconnummer 741978. Finanzas Laura presents itself as serving the Hispanic community in the Netherlands since 2019.
Practical Takeaways
- BTW Totaal.nl B.V. is unavailable until September 2025, though it offers monthly packages from €120 and a range of administrative and tax services.
- Brave In Finance functions as a sole proprietorship with multiple listed addresses and provides bookkeeping, payroll, and tax return services, but requires clarity on official accreditation.
- Finanzas Laura is formally registered in The Hague, focuses on Spanish speakers, and supports both tax filings and government subsidies.
- DigiD remains central to all processes, and its absence is a major barrier.
- Free help may be available through municipalities or libraries.
My Diary - Leonardo Cardillo 